frequently
asked questions
Have questions? We’ve got answers! Find everything you need to know about our deposit plans, security measures, and investment process.
Granthera is a modern financial system for wholesale crypto-lending. We provide an opportunity to use cryptocurrency to generate loan capital, which is directed toward financing businesses that need financial support.
Providing Assets: Crypto holders transfer their digital assets through Granthera, forming a unified capital pool.
Capital Accumulation: We convert digital assets into loan capital, which is used across trusted platforms to meet business financing needs.
Risk Analysis: Granthera experts carefully evaluate borrowers to minimize risks.
Control and Transparency: All processes are automated, strictly monitored, and secured by advanced technologies.
Timely Profit Distribution: Digital asset owners receive regular payouts according to pre-agreed terms.
Speed and Convenience: Unlike traditional bank loans, crypto lending is faster and free from excessive bureaucracy.
Flexible Terms: Businesses can choose optimal loan parameters — amount, term, interest rate — with minimal requirements for credit history or collateral.
Global Opportunities: Cryptocurrency is not tied to specific countries, enabling businesses to raise capital worldwide.
Growing Trust in Digital Assets: More companies use cryptocurrency as a full-fledged payment and financing tool.
The Rise of DeFi: Decentralized finance offers new lending, liquidity, and automated capital management opportunities, making crypto lending even more efficient and secure.
Granthera Deposit Plans are investment products where your digital assets are used to finance real-world business companies across various economic sectors. You choose the plan that suits you, while the Granthera team takes care of professional management, security, and transparency at every stage.
The process includes several key steps:
1. Your digital assets are pooled together into a single investment fund.
2. Funds are distributed across companies and lending programs.
3. Our expert team analyzes each company and borrower.
4. Advanced security protocols and blockchain technologies protect your assets.
5. Investments are diversified across sectors.
6. Profits are distributed according to the terms of the chosen plan.
Granthera uses modern security protocols, blockchain technologies, encryption algorithms, and reserve mechanisms to protect your assets. All companies and borrowers undergo strict evaluation to minimize risks.
Deposit terms are tied to the lifecycle of the companies or loans where your assets are invested. This approach guarantees:
✔ Predictability — you know in advance when you’ll receive your funds and profit.
✔ Risk management — your funds are not locked indefinitely but work within specific companies.
✔ Stability — fixed terms allow performance assessments and reinvestment opportunities.
“Mini”
Investment amount: $10-$299
Term: 5 days
Return Profile: Stable returns
“Standart”
Investment amount: $250-$999
Term: 30 days
Return Profile: Medium returns
“Pro”
Investment amount: $500-$4,999
Term: 60 days
Return Profile: Medium returns
“Flexi”
Investment amount: $1,000+
Term: 160 days
Return Profile: High return potential
“Ultra”
Investment amount: $5,000+
Term: 180 days
Return Profile: High return potential
Profits come from the income generated by the funded companies. Payout options include:
At the end of the deposit term, or
Periodically, depending on the plan's specific terms. Exact interest rates depend on market conditions and are available in your personal account after registration.
Granthera applies diversification by distributing funds across various sectors and companies. This lowers overall risk and helps stabilize potential returns.
It is a multi-level reward system that allows you to earn additional income by inviting new participants to Granthera and benefiting from the activity of their partners.
Account top-up is available in your personal dashboard. You can deposit funds in the following currencies: USDT, BUSD, USDC, BTC, ETH, BNB, TON, SOL. The minimum deposit amount is $10 (equivalent in selected currency).
Withdrawals are available through your personal dashboard. Supported withdrawal currencies: USDT, BUSD, USDC, BTC, ETH, BNB, TON, SOL. Please note: for all networks except BSC (Binance Smart Chain), a withdrawal fee is charged. The fee depends on current blockchain network load and starts from $5. Withdrawals are processed within up to 70 hours.
You register on the Granthera.
You receive your unique referral link in your personal account.
You share this link with friends, colleagues, and partners.
When invited users register and place deposits or participate in other Granthera products, you receive referral rewards.
You earn not only from the activity of your directly invited users (Line 1), but also from those invited by your referrals (Line 2 and beyond). This allows you to build stable passive income as your partner network grows.
Referral rewards are paid from Granthera’s operational profits — specifically, from the commission the company receives from financed companies. Clients' deposited funds are never used to pay bonuses.
Opportunity to expand your network and increase income.
Passive income through a multi-level structure.
Full transparency: you can track referral statistics and accumulated bonuses in your personal account.
Long-term benefits: as long as your referrals actively use Granthera, you continue to earn.
Register or log in to your Granthera account.
Copy your unique referral link.
Share the link via social media, messengers, email, or other convenient channels.
Track your results and bonuses in real-time through your personal account.
